Top SA Loyalty Programs

South African pensioners can significantly enhance their savings by participating in various loyalty programs tailored to reward their spending. Here are five notable programs, complete with their benefits for seniors and relevant links:​

1. Pick n Pay Smart Shopper
   • General Benefits: Earn points for purchases; for every R2 spent, you receive 1 point, These points can be redeemed at a rate of 100 points = R1, so 1,000 points equal R10. Points can be redeemed for vouchers and discounts.​
   • Benefits for Seniors: Customers aged 60 and above receive double points every Wednesday. Simply present your Smart Shopper card at checkout.
   • Some stores offer pensioner-specific discounts or events, such as special booklets with discount coupons or dedicated pensioner days with a 5% discount. These benefits can vary by location, so it’s advisable to check with your local Pick n Pay.​
   • Link: Pick n Pay Smart Shopper
2. Clicks ClubCard
   • General Benefits: Earn 1 point for every R5 spent, with 1 point equaling 10 cents. Points are converted into cashback every two months, provided you accumulate at least 50 points.
   • Benefits for Seniors: Members aged 60 and above are automatically enrolled in the Seniors Club. Seniors Club members earn double cashback (4%) every Wednesday.
   • Link: Clicks ClubCard
3. Checkers Xtra Savings
   • General Benefits: Offers instant savings on groceries and personalized offers. Members receive immediate discounts of up to 40% on selected items, free airtime deals, and additional savings on combo deals.​
   • Benefits for Seniors: While Checkers Xtra Savings provides substantial discounts to all members, there are no specific additional benefits exclusively for seniors.​
   • Link: Checkers Xtra Savings
4. Shoprite Xtra Rewards
   • General Benefits: Provides customers with instant cash savings without the need to accumulate points. Benefits include immediate discounts on everyday essentials, free airtime deals, and additional savings on combo deals.​
   • Benefits for Seniors: Shoprite offers a 5% discount to pensioners every Wednesday, allowing seniors to enjoy additional savings on their purchases.​
   • Link: Shoprite Xtra Rewards
5. FNB eBucks
   • General Benefits: FNB customers earn eBucks by using FNB products and services. The rewards rate varies based on the customer’s reward level and banking behavior. eBucks can be redeemed for a variety of products and services, including fuel, groceries, and travel.​
   • Benefits for Seniors: While FNB eBucks offers a range of rewards, there are no specific additional benefits exclusively for seniors.​
   • Link: FNB eBucks
6. SPAR Rewards
   • SPAR Rewards members receive personalized discounts and promotions.
   • Members can access exclusive deals and savings through the SPAR SA app or by scanning their SPAR Rewards card at checkout.
   • The program offers instant savings on selected products, and members are automatically entered into monthly draws for a chance to win a trolley full of groceries.spar.co.za+4spar.co.za+4topsatspar.co.za+4
   • Benefits for Seniors:
   • Some SPAR stores offer a 5% discount to pensioners on Tuesdays.
   • These discounts are store-specific and may vary by location.
   • It’s advisable to check with your local SPAR store to confirm the availability and details of senior discounts.
   • Link: Spar

Maximizing Pensioner Savings

Beyond loyalty programs, South African pensioners can find even more discounts and special deals in the Pensioners Forum & Deals Facebook group, which provides up-to-date information on savings opportunities for the over-60s. Many retailers, including Game, Makro, and various pharmacies, offer pensioner discounts, though these are often not widely advertised.

By combining loyalty programs with pensioner-specific savings, seniors can maximize their discounts and cashback, making their money go further. Always ask in-store if additional pensioner benefits are available—you may be surprised at what’s on offer!

If you would like to reach our 64,000+ active members across our Facebook group, page, website, and Instagram contact us now at: talkhere@pensionersforum.co.za or complete the following form and we will get back to you

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Sources:

Supermarket & Retailer

Clicks ClubCard Clinches Top Spot as South Africa’s Most Used Loyalty Programme

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The most popular loyalty programmes in South Africa in 2022 – AffluenceR

(6) How South African Brands leverage Loyalty Programs | LinkedIn

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